A Miser man decided to go for a vacation for a month. He goes to the bank and ask the trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, bank officer asked him "Are you an idiot, why your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and bank officer agreed that the miser man is actually not an idiot.

What did miser man replied to the bank loan officer?.

Miser man tells the loan officer that he takes the loan to keep his expensive car safe and he also saves money on parking.